Monday, December 23, 2019

Helen Keller Essay - 1053 Words

Helen Keller is has changed the hearing, the deaf, and the blind culture. She inspired so many people to push beyond their limits and showed that, even the girl everyone called ‘dumb’ can be more than that. Keller was born in Tuscumbia, Alabama in a small town on the Ivy Green Estate. On July 27th 1880, she was a perfectly normal baby, she could hear, and see. Until she was 19 months old she became very sick with a terrible she lost her hearing and her sight. She was called a ‘wild child’ because she couldn’t understand others losing her sight and hearing was unexpected for her and so she didn’t know how to communicate with others. On March 3rd 1887 Keller’s life changed for the better, her mother Kate, heard about the Perkins school for†¦show more content†¦But that wasn’t enough for Keller. She wanted to write. She wanted to learn to write not only in Braille but normally as well, she would take a ruler to the page and write letters using the ruler to guide her, the letters looked block-like but they were obviously progress. In 1888 Keller left home for the first time, with Anne of course. They went to the Perkins school for the Blind, as a guest of the director. Things went downhill and she had fight to keep her dignity, when she was accused of plagiarism for her story â€Å"The Frost King† which she had written as a birthday present for the director Michael Anagnos. It was very similar to a story she had read a long time ago and remembered parts of it without realizing it, people began to look down on her once again saying Keller’s writing was to good for someone who cou ldn’t see or hear nature with her own eyes and ears. Most of Keller’s childhood was spent outside, she was taught by Anne many things outside the classroom. She taught her to touch, smell and experience nature. She waited for Keller to ask questions she wanted Keller curious, and she was curious about everything. When Keller turned 13 years old, Anne and she moved to New York City. She went to attend the Wright-Humason school for the Deaf; she was the only blind and deaf student in attendance. Keller soon became able to communicate with adults and other children and she took in every bit of information she was given.Show MoreRelatedHelen Keller2150 Words   |  9 PagesHelen Keller Her life and legacy While they were saying among themselves it cannot be done, it was done. -Helen Keller Hailan El-Naas Grade 9A April 28, 2013 Table of Contents 1. Outline 1 2. Introduction Read MoreHelen Keller Essay850 Words   |  4 Pagesfulfill her needs. This was exactly the way Helen Keller lived part of her childhood. If we think about Erik W. and Uncle Jim, they were only blind, whereas Helen Keller was deaf and blind. Living with two disabilities, going against society and reaching up to great heights, I believe Helen Keller faced the greatest obstacles. Helen Keller had come across tremendous difficulties, but the aspect that made her stand out was that she was blind and deaf. Keller developed the disabilities due to an unknownRead More Helen Keller Essay1682 Words   |  7 PagesHelen Keller Imagine a life without being able to see or hear and not knowing how to communicate with anyone around you. That world of darkness is what Helen Keller lived in for six years. Helen Keller has been an inspiration to people ever since she turned six. From 1886-1960, she proved herself to be a creative and inspiring woman of America. She was a writer and lecturer who fought for the rights of disadvantaged people all over the world. Most importantly, she overcame her two mostRead More Helen Keller Essay1419 Words   |  6 PagesHelen Keller Helen Keller was an American author who lived to educate and inspire others to become the most unique author of her time. She was a gifted woman who had exceptional writing abilities. She utilized simplistic style to correspond with all varieties of people. She wrote to inspire people and to help disabled people achieve their goals. Her writing style was full of many types of diction, syntactic devices, and patterns of imagery to exemplify her life chronicle. Keller used anRead MoreBiography of Helen Keller501 Words   |  2 Pagesdeaf and blindness? Helen Keller was one of the few people back in her time to become really famous over something she couldnt help. Helen was famous because of how she was able to make things better for children and adults with disabilities, and while she did this she had no forms of communication. Helen actually wasnt deaf and blind; she was born perfectly normal in a small town in Alabama called Tuscumbia on June 27, 1880. Due to a sickness believed to be Scarlet Fever; Keller lost her abilityRead MoreEssay On Helen Keller1214 Words   |  5 PagesHelen Keller House and Museum at Ivy Green When I heard about this assignment I didn’t really know what I wanted to do. I heard about a special lady who was born in Tuscumbia Alabama. The special lady I was referring too was Helen Keller, I didn’t really know much about her except for the fact that she was blind and deaf. I have also heard about the play and the movie â€Å"Miracle Worker† that was based off of her life. Little did I know I was in for a treat, learning about this magnificent woman’sRead MoreHelen Keller And The Naacp1701 Words   |  7 PagesRebecca Reed Honors American Studies I Mr. Cahalan 27 April 2015 Helen Keller and the NAACP A large issue in our country for the first two centuries, some would argue longer, of our time as our own, independent, country has been the issue of equality among races. This was an issue that was on the mind of many of the people who were very instrumental in our country including men like Abraham Lincoln and Martin Luther King Jr., among others. The issue of equality among races caused lots of controversyRead MoreA Word For Everything By Helen Keller872 Words   |  4 PagesKeller and Baca, The Knowledge of Writing In Helen Keller’s short story â€Å"A Word for Everything† a blind and deaf child who faced many challenges, in which she was despaired to understand the meaning of the words. The persuasion and motivation are the two key components that helped Helen to overcome her obstacles, and allowed her to acquire the idiom for writing. In Santiago Baca â€Å"Coming into Languages† a teenager who was incarcerated, always so eager to learn the power of writing. When writing,Read MoreHelen Keller: A True Hero Essay1200 Words   |  5 Pagesovercoming said Helen Keller, a woman who faced many obstacles in her life (Fun). Most people dont dedicate their lives to help others, especially if they have disabilities themselves, but Helen Keller is a different story. At 19 months old, Helen Keller was diagnosed with a disease that led her to be deaf and blind. A true hero is someone who is dedicated to help others in need no matter the circumstances/struggle he or she faces, never gives up, and is an inspiration for others. Helen Keller is a heroRead MoreHelen Keller Play: Script1444 Words   |  6 PagesMRS. KELLER - ___________________________ MR. KELLER - _________________________ DOCTOR - ___________________________ DIRECTOR ANAGNOS - ___________________________ ANNE SULLIVAN - ___________________________ HELEN KELLER - ________________________ SCRIPT: On June 27, 1880, a girl named   Helen Adams Keller, a very well-knowned writer, was born in Tuscumbia, Alabama,  Ã‚   in a white, frame cottage called â€Å"Ivy Green.† Her parents were captain Arthur Henley Keller and Kate Adams Keller. (Helen is two

Sunday, December 15, 2019

Fixed Income Securities Free Essays

ANSWERS TO QUESTIONS FOR CHAPTER 1 (Questions are in bold print followed by answers. ) 2. What is meant by a mortgage-backed security? A mortgage-backed security is a security backed by one or more mortgage loans. We will write a custom essay sample on Fixed Income Securities or any similar topic only for you Order Now Like a bond that is callable, a mortgage-backed security allows the investor to grant the borrower an option. 4. What is the cash flow of a 10-year bond that pays coupon interest semiannually, has a coupon rate of 7%, and has a par value of $100,000? The principal or par value of a bond is the amount that the issuer agrees to repay the bondholder at the maturity date. The coupon rate multiplied by the principal of the bond provides the dollar amount of the coupon (or annual amount of the interest payment). A 10-year bond with a 7% annual coupon rate and a principal of $100,000 will pay semiannual interest of (0. 07/2)($100,000) = $3,500 for 10(2) = 20 periods. Thus, the cash flow is $3,500. In addition to this periodic cash, the issuer of the bond is obligated to pay back the principal of $100,000 at the time the last $3,500 is paid. 6. Give three reasons why the maturity of a bond is important. There are three reasons why the term to maturity of a bond is important. First, the term to maturity indicates the time period over which the holder of the bond can expect to receive the coupon payments and the number of years before the principal will be paid in full. Second, the term to maturity is important because the yield on a bond depends on it. The shape of the yield curve determines how the term to maturity affects the yield. Third, the price of a bond will fluctuate over its life as yields in the market change. The volatility of a bond’s price is dependent on its maturity. More specifically, with all other factors constant, the longer the maturity of a bond, the greater the price volatility resulting from a change in market yields. 8. Explain whether or not an investor can determine today what the cash flow of a floating-rate bond will be. Floating-rate bonds are issues where the coupon rate resets periodically based on a general formula equal to the reference rate plus the quoted margin. The reference rate is some index subject to change. The exact change is unknown and uncertain. Thus, an investor cannot determine today what the cash flow of a floating-rate bond will be in the future. 10. What is an inverse-floating-rate bond? While the coupon on floating-rate bonds reliant on an interest rate benchmark typically rises as the benchmark rises and falls as the benchmark falls, there are issues whose coupon interest rate moves in the opposite direction from the change in interest rates. Such issues are called inverse floaters. 12. (a) What is meant by an amortizing security? The principal repayment of a bond issue can be for either the total principal to be repaid at maturity or for the principal to be repaid over the life of the bond. In the latter case, there is a schedule of principal repayments. This schedule is called an amortization schedule. Loans that have this amortizing feature are automobile loans and home mortgage loans. There are securities that are created from loans that have an amortization schedule. These securities will then have a schedule of periodic principal repayments. Such securities are referred to as amortizing securities. (b) Why is the maturity of an amortizing security not a useful measure? For amortizing securities, investors do not talk in terms of a bond’s maturity. This is because the stated maturity of such securities only identifies when the final principal payment will be made. The repayment of the principal is being made over time. 14. What does the call feature in a bond entitle the issuer to do? The most common type of option embedded in a bond is a call feature. This provision grants the issuer the right to retire the debt, fully or partially, before the scheduled maturity date. 16. What does the put feature in a bond entitle the bondholder to do? An issue with a put provision included in the indenture grants the bondholder the right to sell the issue back to the issuer at par value on designated dates. The advantage to the bondholder is related to the possibility that if interest rates rise after the issue date (thereby reducing a bond’s price) the bondholder can force the issuer to redeem the bond at par value. 8. How do market participants gauge the default risk of a bond issue? It is common to define credit risk as the risk that the issuer of a bond will fail to satisfy the terms of the obligation with respect to the timely payment of interest and repayment of the amount borrowed. This form of credit risk is called default risk. Market participants gauge the default risk of an issue by looking at the default rating or credit ratin g assigned to a bond issue by one of the three rating companies—Standard Poor’s, Moody’s, and Fitch. 0. Does an investor who purchases a zero-coupon bond face reinvestment risk? The calculation of the yield of a bond assumes that the cash flows received are reinvested. The additional income from such reinvestment, sometimes called interest-on-interest, depends on the prevailing interest-rate levels at the time of reinvestment, as well as on the reinvestment strategy. Variability in the reinvestment rate of a given strategy because of changes in market interest rates is called reinvestment risk. This risk is that the interest rate at which interim cash flows can be reinvested will fall. Reinvestment risk is greater for longer holding periods, as well as for bonds with large, early cash flows, such as high-coupon bonds. For zero-coupon bonds, interest is reinvested at the same rate as the coupon rate. This eliminates any risk associated with the possibility that coupon payments will be reinvested at a lower rate. However, if rates go up, then the zero coupon bond will fall in value because its â€Å"locked-in† rate is below the higher market rate. 22. What is meant by marking a position to market? Marking a position to market means that periodically the market value of a portfolio must be determined. Thus, it can refer to the practice of reporting the value of assets on a market rather than book value basis. Marking to market can also refer to settling or reconciling changes in the value of futures contracts on a daily basis. 24. What is risk risk? There have been new and innovative structures introduced into the bond market. Money managers do not always understand the risk/return characteristics of these securities. Risk risk is defined as not knowing what the risk of a security is because those involved in issuing and buying securities are not aware of what can happen. There are two ways to mitigate or eliminate risk risk. The first approach is to keep up with the literature on the state-of-the-art methodologies for analyzing securities. The second approach is to avoid securities that are not clearly understood. 26. What is a price-risk-transferring innovation? A price-risk-transferring innovation is an innovation that provides market participants with more efficient means for dealing with price or exchange rate risk. How to cite Fixed Income Securities, Papers

Saturday, December 7, 2019

Fast Food Nation free essay sample

Meanwhile, he hints at the dire consequences that the consumption of fast food might have by describing how the consumers have no idea where their food comes from or how it was made. He tries to scare readers from eating fast food by using a condescending tone to describe the many victims who eat fast food daily without thinking. 2. â€Å"William Rosenberg dropped out of school at the age of fourteen, delivered telegrams for Western Union, drove an ice cream truck, worked as a door-to-door salesman, sold sandwiches and coffee to factory workers in Boston, and then opened a small doughnut shop in 1948, later calling it Dunkin’ Donuts.Glen W. Bell, Jr. , was a World War II veteran, a resident of San Bernardino who ate at the new McDonald’s and decided to copy it, using the assembly-line system to make Mexican food and founding a restaurant chain later known as Taco Bell† (Schlosser 22). McDonalds along with other restaurants are continuingly developing new ideas to embrace children, teenagers and parents that fast food taste good, healthy, affordable and convenient. In the movie â€Å"Fast Food Nation† directed by Richard Linklater a clip held my attention by the use of many popular credible actors in this film, like Bruce Willis and Wilmer Valderrama, with over several years of experience as actors, both along with Linklater represent the ETHOS in the film. In a scene Raul, Coco and Sylvia cross the border illegally to work at the Uni-Globe slaughter house for a better life that is an example of LOGOS, if they stay in Mexico according to Harry in later scene they work for about $4. 00 an hour and in the America $10. 0 hourly. Another example of (LOGOS), in the movie was on the kill floor where they showed that the faster the production line moved the more money the workers get pay which of course causes a undulate end product all the way to the board members and owners of the slaughter house and fast food industry because more burgers more sales. There were many examples of (PATHOS) in this film, one being when Raul lost his limb and was not compensated because the company doctor said there were drugs found in his system through a blood test. His life was then ruined since he could no longer work and remained disabled. Sylvia, Raul’s girlfriend could not continue to support them on her salary and had no choice but to get a job at the slaughter house where Raul previously worked. To obtain the job Sylvia have sexual encounter with Mike the floor supervisor who was also her sisters Coco boyfriend. Many female workers at the plant were sexually and verbally abused by Mike. Another example of PATHOS was the scene where Don told Harry about the feces in the meat and how it got there. Harry answer proved that he was aware of the problem and just did not care to which he stated â€Å"we all eat a little shit from time to time. † McDonalds is the world’s largest fast food chain, it is popular for its delectable, mouth watering delicious burgers, and fries and chicken products along with their soft drinks and much more. However, eating a lot of these kinds of food, will harm your body; but still somehow McDonalds is considered the best for their serving low cost and quick food. Perhaps you think that everything comes along with consequences. McDonalds food has lots of preservatives to maintain its texture and size. The burgers in fast food chains contain saturated fat which is very harmful to eat often for its red meat. Researching thoroughly at websites and viewing commercials on the televisions and radio, persuading me to want to go see what the hype is all about the new Crispy McChicken sandwich, to go along the golden warm golden French fries and a dessert a drink with a free refill. You can’t beat that when all you’re paying for is no more than fifteen dollars for a meal. I was hesitating when I was asked to go to a fast food restaurant to eat the food. But my experience can’t be so bad, so why not it’s just one meal. I arrived at McDonalds. I didn’t want to sit and eat it there, I wanted to take it to go; but the line for the drive thru, was as long as the lines at the department stores during Christmas holidays. So we decided to go inside and order. The restaurant was clean, the garbage wasn’t overflowing. Mostly all the seats were occupied by families, friends and single people eating their meal. Children were sitting calmly eating and playing with their toys that was provided in the happy meal. We walk up to the register we look up at the value meal selections, there were about different items to choose from. We walk up to the next register we’re greeted by a friendly employee. She says to us â€Å"Hi, Welcome to McDonalds, would you like to try one of our value meals†? I ordered a value meal of two hamburgers and fries and a medium drink; my son ordered the six-piece chicken nuggets with French fries and an apple juice. She hands me an empty cup, and said I can get my soft drink to the right side of the registers. We look an empty seat. I stare at the flat dry burgers and the fries looked old, soggy, and tasted highly salted. After seeing the movie, I’m skeptical about the food. I took a bite into the burger, it taste a dry, and salty. But I continue eating it anyway. I finished my food, I get up and throw away my leftovers. As I sit there, I analyze the commercials, and advertising the food doesn’t look as perfect and appetizing as it does in the television or the description they give on the radio. On the television the burgers look so immaculate, the double layer of the sear sizzled 100% pure beef mingled with special sauce on a sesame seed bun and topped with melt American cheese, crisp lettuce, and minced onions and tangy pickles (PATHOS). In the movie, it tries too hard to scramble as many things seem unimaginable, with the weak directing and failing to pull them together in a coherent way. It was a bit disturbing at times; sex scenes between managers and employees. It includes an extremely graphic sequence on the â€Å"killing floor† of a meat-packing plant, which actual footage of brutal hacking at cattle. (ETHOS) Other violence includes the difficult border crossing endured by Mexican workers and a bloody scene of a worker’s leg getting caught and cut off in a grinding machine. As the story continues to unfold, but it made me really consider where the food comes from. A happy family entering the restaurant; ecstatic, hungry, and it demonstrates people eating the big, juicy, mouth watering perfect Famous burger. The perfect golden brown French fries delicious, rich, crisp, stacked perfectly and lined up in size order. I entered the website of McDonalds and keyword French fries, the corporate site for the Golden, soft and fluffy fries as it describes on the inside. My mouth gets watery as I read and pictured the French fries (PATHOS). The facial expressions and the sound effects the customers make as the bite into the burger convinced me perhaps I should go and try out this burger that looks so delicious. The book approach was very similar to the film by ortraying many examples of (PATHOS) nevertheless the book was more thorough and taught us the readers about the history of the fast food industry and how cruel they were about making the money regardless of loss of lives limbs or that the meat was contaminated. The (ETHOS) was all the interviews and statistics Eric Schlosser gathered from farmer, victims, workers and the reviews he got from newspapers nationwide since they give influence to h is reliability. The (LOGOS) in the book is how the fast food industry like Mc Donald’s targets children, teenagers, moms, dads and their purpose of â€Å"getting kids to irritate their parents† (43). This comes to conclusion is done through taste, television and toys. There were a limitless amount of (PATHOS) examples in the movie but the book painted a much more dramatic picture of the people and places affected pessimistically by the industry. Through pages (59-90) which teach us on what goes on behind the counter, Schlosser spoke about how the fast food chain tries to destroy man power with machinery and how they get millions in subsidies just for training workers and also from the state for hiring low income workers (72). In the chapter â€Å"Why the fries taste so good† pages (111-131) he talks about the effects of â€Å"the Golden age of Food Processing† on and how belligerent the struggle of a few pennies is all it takes to drive many potato farmer out of business because the profits of these company barely goes down to the poor farmers. In the final chapter â€Å"What’s In The Meat† was the most dreadful it entailed exactly what we eat and explain thoroughly how the fast food industry does not care that they feed the public contaminated meat that has killed thousand over the years many of which are children. The spread of E-Coli 0157:H7 to people through tainted meat was used as an example throughout the book claiming the lives of many, including children nationwide and because of mixed product (cows coming from different farms) some of the meat could not be traced. The website I visited was Mc Donald’s which has been around since 1955 a total of 58 years which represents (ETHOS) and show credibility. It had categories also, they included jobs, locations, food and nutrition info which informed us viewers that 80% of the menu information consist of less than 500 calories. The menu had perfect pictures showing each item with a breakdown of calories, fat, carbohydrates, protein and of course sodium, seeing food is quite significant especially if you are hungry, this is examples of (LOGOS). As soon as I pulled up the website the first information that popped up were the words â€Å"The premium Mc Wrap three flavors in crispy or grilled† and a picture of the wrap. It was at the top of the page this I considered (PATHOS) since it played in my head. The fast food industry relies mainly on Pathos to sell their food with the use of appealing pictures they influence the viewers to crave for their tasty meals and refreshing colorful drinks The toys given with the kid’s meal influence children to put pressure on their parents to buy them junk food. The most effective approach that would target the widest range of customers would be the use of advertisement since most people own a TV’s, radio, and computers. The information would spread much faster this way to millions of people every day. We as consumers ask ourselves Why has it not changed? . GRADE C- You don’t bring up the three key terms of the assignment anywhere in the assignment. You also don’t provide a works cited page, an essential requirement of a research paper – without it, your citations are technically meaningless. There are also many spelling and presentation errors which I didn’t directly address because you will need to rework much of this to make it more connected to the assignment as given.